Insights

Clarity, perspective, and a steady framework for navigating the year ahead.

2025 delivered strong market returns—but not without turbulence. As we head into 2026, investors are facing a complex mix of record-high markets, falling short-term interest rates, sticky inflation, and growing economic uncertainty.

In this year-end market and economic update, Dave Mantell, CFA, CFP® of Stabler Wealth Management looks back on the key forces that shaped 2025 and shares a forward-looking perspective on what may lie ahead in 2026. From Federal Reserve policy and interest rates to corporate earnings, AI spending, and government debt, this video provides context to help investors stay informed and grounded.

Topics covered include:

• 2025 Market Recap – How stocks performed amid volatility, tariffs, and rate cuts, including why markets delivered strong gains despite investor anxiety.

• Interest Rates & Inflation – What recent Fed rate cuts mean, why long-term rates haven’t followed suit, and how inflation continues to shape the outlook.

• Earnings & Valuations – Why corporate profits remain a key positive, but elevated stock valuations create sensitivity to future risks.

• AI Spending & Big Tech – The massive AI investment surge from major tech companies and what it could mean for future growth and profitability.

• Government Debt & Policy Risks – The growing U.S. debt challenge and how interest rates, economic growth, and policy decisions may impact markets.

• Long-Term Investing Perspective – A reminder of why time horizon, diversification, and disciplined planning matter—especially during uncertain periods.

Whether you’re nearing retirement, actively investing, or simply trying to make sense of today’s headlines, this update offers clarity, perspective, and a steady framework for navigating the year ahead.

We hope that you found this information helpful. If you would like to discuss your individual financial picture, please feel free to book a complimentary phone call or Zoom meeting. Thank you and we hope to speak with you soon!

You may also want to read our recent financial planning article: Everything You Need to Know About the $19,000 Annual Exclusion Gift!

team@stablerwm.com | (425) 646-6327

Securities and Advisory services are offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. Stabler Wealth Management is not registered as a broker-dealer or investment advisor.